New home!

New home!

Today was a very fulfilling day as I put a client into their new home. It is as rewarding as tucking your child into bed and having them give you that smile like all is right in their world. My favorite part is taking their picture at the front door while they use...
List of Documents for Mortgage Approval

List of Documents for Mortgage Approval

If you are thinking of purchasing a new home these are the documents your lender will require: Most Recent Pay Stub Letter of Employments – on company letterhead, detailing length of tenure, job title, rate of pay, guaranteed number of hours Last Two Years of T4′s...
Do I Need Home Insurance?

Do I Need Home Insurance?

Absolutely. Although some people may not think home insurance is necessary, what they may not realize is that most lenders will require proof of insurance before approving you for a mortgage. There are however, many other reasons why home insurance is important to...
Types of Mortgages

Types of Mortgages

Fortunately for buyers, there are a variety of mortgage to choose from. It is in your best interest to investigate each of them to determine which is the best for your situation. You probably won’t qualify for all of them. In fact you may only qualify for one. But if...
What To Look For When Buying a Home, Room By Room

What To Look For When Buying a Home, Room By Room

When viewing a home for sale, many buyers look at the property from a “macro” perspective. They ask themselves questions like: “Is it large enough?”, “Does it have enough bedrooms?”, or “Is it in a nice neighbourhood?” While those questions are important, it also pays...